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Discussion 4 math

The topic for this unit is consumer credit. Most people have debit and credit cards. Debit cards are unique and different than credit cards in the way they work, the interest that is charged on credit card balances, and the convenience and security for each type. This unit Discussion will include researching and reporting on the similarities and differences between credit and debit cards, how they work, and how interest is calculated.Consumer Credit Critique the use of bank debit cards. Bank debit cards are becoming a popular alternative to using checks or credit cards. Investigate the advantages and disadvantages of using a bank debit card and answer the questions below.Here are some ideas to consider in your investigation:Convenience to account holders Float time Record of transactions Financial privacy/safety Card loss/theft liability Checkbook balancing Vendor acceptance Usage fees by banks Usage fees by vendors Ease of administration by banks Ease of administration by vendors Where did you get your information?Was it the most reliable resource? Why or why not?How could you have improved the reliability of your resource?How has technology, such as online banking, affected these aspects? Discuss any pros and cons about the effects of technology on the aspects of reliability.Question 2An installment loan is a loan that has regular payments due by the borrower. Search the Internet to find an article or application of a type of installment loan that you find interesting, that you encounter on a daily basis, or that you find in your profession. Present this article or application to the class and explain why you chose the example. Find the amount financed, the installment price, and the finance charge of the installment loan. Include the URL for the site you used. Do not copy the text in the site verbatim. You should summarize your findings.Participation:Provide two replies to other student posts. These replies should be at least 2–3 sentences and should be written to further the discussion.Discussion Best PracticesThe Discussion Board is where you post your responses to the Discussion topics and share your experiences in completing exercises and applying the concepts of this course. You will need to post an initial response that thoroughly covers the topic(s). You will also need to respond substantially to at least two of your classmates’ posts. These replies should be at least 2–3 sentences that further the discussion (remark on something specific from the post, tactfully point out mistakes, ask questions about the post, etc.). You should post throughout the unit to get assistance on problems with which you may be having issues. This will also to give your classmates the opportunity to respond to your ideas.

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